Premier Insurance — Privacy Policy

1. Introduction

Premier Insurance (“we,” “our,” “the Agency”) is an independent health and life insurance brokerage serving individuals, families, seniors, and small businesses. We are committed to protecting your privacy and ensuring that any personal information you share with us is handled responsibly, securely, and in accordance with applicable federal and state laws.

This Privacy Policy explains how we collect, use, store, and protect your information when you visit our website, submit a contact form, request a quote, enroll in a plan, or communicate with us.

 

2. Information We Collect

We collect only the information necessary to provide insurance guidance, quotes, enrollment assistance, and ongoing support.

2.1 Personal Information

This may include:

  • Name

  • Address

  • Email address

  • Phone number

  • Date of birth

  • Household details

  • Income information (for ACA Marketplace eligibility)

  • Health‑related information voluntarily provided for quoting purposes

  • Medicare eligibility information (if applicable)

2.2 Non‑Personal Information

This may include:

  • Browser type

  • Device type

  • Pages visited

  • Time spent on the website

  • General website analytics

This information helps us improve website performance and user experience.

 

3. How We Use Your Information

We use your information solely for legitimate business purposes, including:

  • Providing insurance quotes and plan comparisons

  • Assisting with ACA Marketplace enrollment

  • Assisting with Medicare Advantage or Supplement enrollment

  • Providing supplemental insurance options (hospital indemnity, critical illness, accident, dental, vision, hearing)

  • Responding to inquiries submitted through our website

  • Communicating important updates, renewal reminders, or policy information

  • Maintaining accurate records for compliance and customer service

We do not use your information for unrelated marketing, data resale, or any non‑insurance purpose.

 

4. Information We Do NOT Sell or Share

Premier Insurance is not a lead provider. We do not sell, rent, trade, or distribute your personal information to third parties for marketing or solicitation.

We only share information with:

  • Insurance carriers you choose to apply with

  • Government entities when required for ACA Marketplace enrollment

  • Authorized partners assisting with enrollment or servicing your policy

We never share information beyond what is necessary to complete your request.

 

5. How We Protect Your Information

We use industry‑standard security measures to safeguard your data, including:

  • Secure encrypted transmission (HTTPS)

  • Secure storage systems

  • Restricted access to authorized personnel only

  • Regular system monitoring and updates

  • Compliance with federal and state privacy regulations

While no system can guarantee 100% security, we take every reasonable step to protect your information.

 

6. Cookies and Tracking Technologies

Our website may use cookies or analytics tools to:

  • Improve website functionality

  • Understand visitor behavior

  • Enhance user experience

You may disable cookies through your browser settings at any time.

 

7. Third‑Party Links

Our website may contain links to external websites, including insurance carriers or government resources. We are not responsible for the privacy practices of those websites. We encourage you to review their privacy policies before providing any personal information.

 

8. Your Rights and Choices

You have the right to:

  • Request access to the information we have about you

  • Request corrections to inaccurate information

  • Request deletion of information when legally permissible

  • Opt out of non‑essential communications

  • Ask questions about how your data is used

To exercise these rights, contact us directly.

 

9. Children’s Privacy

Our services are not intended for children under 13. We do not knowingly collect information from children without parental consent.

 

10. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in laws, regulations, or business practices. The “Last Updated” date will be posted at the top of the policy.

 

11. Contact Information

If you have questions about this Privacy Policy or how your information is handled, please contact us:

Premier Insurance 
Email: [email protected]
Phone: 352-652-8282