Affordable Workers’ Compensation Insurance
Save up to 30% on your Business Insurance
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Protecting your business with Workers’ Compensation
- Protection from Lawsuits Prior to Workers’ Comp insurance the employee could sue the employer if their insured while working, this led to many companies having to close due to bankruptcy
- Preventing hign Out-of-pocket expenses for the business with Workers’ comp business knowwhat they have to pay and can adjust coverage to fit thier needs
- Compliance with state laws Workers’ comp insurance helps companies avoid fines and penalties levied by the state for not having proper insurance
- Protects Employees injured while performing their job duties and injuries stemming from an accident on the work site
What Workers’ Comp doesn’t cover
That being said, workers’ comp is not meant to be a health insurance comparison. There are plenty of injuries it won’t cover, even if they do happen in the workplace.
- Accidents while commuting to or from work
- Injuries incurred during a lunch break
- Acquired due to afterhours activities
- Common colds and flus
- Fraudulent claims
- Wages for a replacement employee
- OSHA fees and penalties
- Third-party damage
What every employer needs to know about Workers’ Compensation
Workers’ compensation is one of those issues most business owners choose not to think about. No one likes thinking about the possibility of their employees getting hurt on the job, but unforeseeable accidents can happen even in the safest of work places. Workers’ compensation insurance is not only a good product to have, in the majority of states, it is required by law.
Why Choose Premier Insurance for your Business Coverage
Save time: As an Independent Insurance agency we have access to many of the top companies available, our job is to find you the best coverage at the best rate.
Save up to 30%: We consistantly save our clients more money by taking the time to understand your business and it’s needs and having the ability to search many different companies to find you the coverage you need at the lowest cost.
Great Customer Service: As a local independent agency you will know who you are speaking to. We do not use a call center to answer your questions.
Want to talk to a licensed agent who is there to help you Our trusted agents are there to answer all your questions, and help you find the coverage you need.
We pride ourselves on having exeptional local customer service representatives there here to answer questions and if you need to make changes to your policy
Let us customized the right policy for you, with our ability to shop many of the top companies we can find you the coverage that provides the protection you need at a cost you can afford
AVAILABLE MONDAY – FRIDAY
9 am – 5 pm PST at 503-482-7600
FROM OUR CLIENTS
These are a few of the many people we have served, Please let us know how we can be of assistance.
“I never knew that what I qualified for, I got Dental, Vision and A Gym Membership all at NO Cost to me…Thank You So Much.”
” My Plan was so expensive James spent over 2 hours explaining all my options and found me a plan that was a lot more affordable and gave me better coverage.”
“I never knew that I would qualify for Extra Help, they helped me fill out the application and then 3 weeks later I got a Advantage plan at No cost that gave me so many benefits, I am now able to go to the dentist and get New Glasses”
My Auto insurance company just cancelled me and my all the quotes I got were so expensive, I spoke with James and looked around and got me the coverage I wanted and saved over $1000″
” I had my Workers Comp through another company for almost 20 years and with-in 20 minutes I saved over $500
” I was look for General Liability and a bond but everything I got was around $3,000 to $5,000. I was told that as a roofer my rates would be high so I found James at Premier Insurance He shopped around and saves me over 50% and I got much better coverage, Thank you for all the help”