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Why Builders Risk Insurance?

Custom homebuilders, general contractors and even property owners often find themselves searching for insurance coverage to protect personal or business projects under construction. Builders risk insurance protects a person’s or organization’s insurable interest in materials, fixtures and/or equipment to be installed during the construction or renovation of a building or structure should those items sustain physical loss or damage from a covered cause; it is often required to comply with government regulations or as a condition to meeting banking or other contractual arrangements. While a builders risk policy itself is relatively simple to obtain, ensuring the proper coverage, limits and policy type are in place requires a core understanding of the industry and the associated risks which occur during the course of construction.

Why Choose Premier Insurance For Your Builders Risk

  • CAPACITY FOR PROJECTS OF ANY SIZE AND VALUE, INCLUDING WIND AND FLOOD

  • INNOVATIVE COVERAGE OPTIONS DESIGNED WITH THE NEEDS OF CONTRACTORS IN MIND; MANY ARE AUTOMATICALLY INCLUDED WITH THE OPTION TO INCREASE LIMITS

  • POLICY OPTIONS INCLUDE “ONE SHOT” OR SINGLE STRUCTURE, REPORTING FORM AND DEPOSIT PREMIUM

  • POLICIES CAN BE INSURED IN THE NAME OF THE CONTRACTOR OR OWNER

  • PREMIUM PAYMENT INSTALLMENT OPTIONS

  • 5 MINUTE APPLICATION FOR MOST COVERAGES

  • LOCAL INDEPENDENT AGENT

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