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If It’s Collectible, We’ll Cover It!

  • Serious collectors need specialty coverage that protects the full collectible value of their items. Premier Insurance has the policies to covers hundreds of collections from fine art to sports memorabilia.
  • Premier Insurance offers more complete coverage at a competitive premium when compared to traditional homeowner policies. Plus the application process is simple and fast.

Benefits to you:

  • Coverage up to $1,000,000 (higher limits available)
  • Insured for full collectible value
  • No appraisal required at application
  • $0 deductible and competitive premiums
  • A.M. Best “A” rated carrier

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15 + 4 =

Collectibles Policy compared to a Standard Homeowner Policy

Collectible Insurance

Homeowners Insurance

Requires Appraisals

No

Yes

Requires a detailed inventory

No
(applies only to items worth less than $5,000)

Yes

Pays claims

Full collectible value

Actual cash value
(depreciated value)

Deductible

$0 per occurrence
(higher limits available)

$500 per occurrence or more

Coverage limits

Up to $1,000,000
(higher limits available)

$500-$2,000

Imposes sub-limits

No

Yes

Insures against risk of accidental breakage

Yes

No

Collections Eligible for Coverage

  • Action Figures
  • Antique Rugs and Tapestries
  • Automobile Memorabilia
  • Books and Manuscripts
    (including maps, prints, etc.)
  • Cameras (Vintage)
  • Coin Collections
  • Collector Plates
  • Comic Books
  • Crystal
  • Dolls
  • Figurines
  • Action Figures
  • Antique Rugs and Tapestries
  • Automobile Memorabilia
  • Figurines
  • Fine Art
    (painting’s, drawing, prints, photography, etchings, statuary, bronzes, porcelains, etc.)
  • Fishing Tackle (Antique)
  • Fur
  • Guns and Related Equipment
  • Jewelry and Watches
  • Model Trains
  • Movie Memorabilia
  • Musical Instruments and Related Equipment
  • Musical Instruments for Pay
  • Ornaments
  • Pottery
  • Rare, Unique or Novel Items
    (items of personal interest and memorabilia)
  • Rocks and Minerals
  • Silverware, Gold Ware, Pewter Ware
  • Sports Memorabilia
    (trading cards, autographs, etc.)
  • Stamp Collections
  • Teddy Bears
  • Toy
  • Wine